Holistic Financial
Wellness Program

Financial wellness reduces employee stress, improves overall physical health and increases productivity… all of which help both your business and your employees thrive

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We are here for you and your team
every step of the way.

We don’t disappear after enrollment day. We kick off your financial wellness program
with presentations on subjects that are pertinent to your retirement plan

Session 1

Your Peppermint Pooled Employer Plan (Details of the PEP)
Allocation Review
(Overview of the value
of allocation
& diversification)

Session 3

Equities and Bonds
(Overview of general investment options)
Opening an
Investment Account
(Steps to open an additional acccount)

Session 3

Retirement &
Taxable Accounts
(Differences between investment vehicles)
Cash Reserve
(Review of an “appropriate cash reserve”)

Session 4

Financial Planning
(Planning for key events- college, mortgages, etc.)
Legacy Planning
(Introduction to
wills/trusts and
long-term planning)

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Finance Fridays

Monthly one-on-one “Question and Answer sessions available to all employees on the first Friday of each month. During these informal, virtual conversations the employee has a chance to individually discuss specific questions and finance-related topics with a partner from Grey Fox Wealth Advisors

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What is ACP and ADP discretionary testing and why should I care?

by The Peppermint Team | May 25, 2022 | Employer Advice

The Importance of Discretionary Testing: ACP and ADP If you’re a business owner who is interested in offering retirement benefits like a 401k, you may have heard of the words nondiscrimination or discretionary testing. These tests were designed to ensure fairness when...

What to do if you don’t like the retirement plan you offer your employees?

by The Peppermint Team | May 11, 2022 | Employee Retention

Retirement planning is not easy, and the current economic downturn and global pandemic did not make it any easier. As a small-medium business owner with existing retirement plans, we applaud you for providing retirement benefits for your employees. However,...

7 Powerful Employee Retention Statistics and Why They Matter to Your Small Business

by The Peppermint Team | May 4, 2022 | Employee Retention

Employee retention is no simple matter. It’s an important part of running a small business. After all, how would you be able to grow your business and clientele if you’re a one-man team or if you’re constantly needing to find new people to fill the gaps in your...

Why are retirement plans important for SMBs?

by The Peppermint Team | Apr 29, 2022 | Understanding Retirement Plans

As a small-medium business owner, we understand that you might not have the ability to provide impressive benefits like those of Silicon Valley tech firms, VC-backed startups, or Fortune 500 Companies. After all, benefits can dent your bottom line, especially when...

Many US States Are Mandating SMBs Offer Retirement Plans: How to Prepare and Comply

by The Peppermint Team | Apr 25, 2022 | Employer Advice

Many states are starting to require businesses--even smaller businesses with as few as 5 employees--to participate in a state-sponsored retirement plan (generally an IRA), unless they already offer an employer-sponsored plan, in response to what is being called the...

Taking a loan against my retirement account

by The Peppermint Team | Apr 20, 2022 | Understanding Retirement Plans

If you are thinking about taking out a loan against your 401k, you’re not alone. Before you pull the trigger though, it’s important to explore all of your options and know exactly what you’re getting into. In certain circumstances, it can be the right choice--but...