Peppermint®
Retirement Plan Calculators

Run the numbers for yourself.
Our cost estimation calculators will help you estimate the cost for your business, group, or organization.

Dollar-for-Dollar PEP Plan

Fixed 3% PEP Plan

Flex PEP Plan

Tax Credit Calculator

Costs to offer a Dollar for Dollar PEP plan*

Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.

*Enhanced safe harbor plans, the employer matches the employee contribution dollar for dollar up to 4% (to a maximum of 6%) of participating employee compensation.

Costs to offer a Fixed 3% PEP plan*

Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.

*Non-elective safe harbor plans, the employer matches a minimum of 3% on all eligible employees’ compensation,
but may not exceed the IRS contribution limit of $58,000 for employees under 50 or $64,500 for employees over 50.

Costs to offer a Discretionary PEP plan*

Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.

*Discretionary plan, employer can contribute up to 25% of an employee’s compensation, with the total contribution at the annual IRS limit, which is currently $69,000 for 2024, including catch-up contributions for employees over 50 years old.

SECURE Act 2.0 Tax Credit Calculator

Please enter the information below to estimate how much this plan will cost. Use the sliders to adjust employee participation and employer contribution.

*These calculators are intended to provide estimates only, actual costs may vary.