Peppermint Retirement Plan Calculators


Run the numbers for yourself.
Our cost estimation calculators will help you estimate the cost for your business, group, or organization.

Costs to offer a Dollar for Dollar PEP plan*

Please enter the information below to estimate how much this plan will cost.
Use the sliders to adjust employee participation and employer contribution.
If you have any questions click HERE and we’ll be happy to help.

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Employer Cost to Offer Dollar for Dollar PEP Plan
Total Summary
Name Total
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*Enhanced safe harbor plans, the employer matches the employee contribution dollar for dollar up to 4% (to a maximum of 6%) of participating employee compensation.

Costs to offer a Fixed 3% PEP plan*

Please enter the information below to estimate how much this plan will cost.
Use the sliders to adjust employee participation and employer contribution.
If you have any questions click HERE and we’ll be happy to help.

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Employer Cost to Offer Fixed 3% PEP Plan
Total Summary
Name Total
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*Non-elective safe harbor plans, the employer matches a minimum of 3% on all eligible employees’ compensation,
but may not exceed the IRS contribution limit of $58,000 for employees under 50 or $64,500 for employees over 50. 

Costs to offer a Discretionary PEP plan*

Please enter the information below to estimate how much this plan will cost.
Use the sliders to adjust employee participation and employer contribution.
If you have any questions click HERE and we’ll be happy to help.

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Employer Cost to Offer Discretionary PEP Plan
Total Summary
Name Total
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*Discretionary plan, employer can contribute as little or as much to the eligible participants in the plan provided the maximum total contribution
does not exceed the IRS contribution limit of $58,000 for employees under 50 or $64,500 for employees over 50.

Tax Credit Calculator*

Enter the number of  employees that will be participating in the “Calculate” field
to estimate how much you could receive in tax credits.
If you have any questions click HERE and we’ll be happy to help.

*These calculators are intended to provide estimates only, actual costs may vary.

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