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What is ACP and ADP discretionary testing and why should I care?

What is ACP and ADP discretionary testing and why should I care?

by The Peppermint Team | May 25, 2022 | Employer Advice

The Importance of Discretionary Testing: ACP and ADP If you’re a business owner who is interested in offering retirement benefits like a 401k, you may have heard of the words nondiscrimination or discretionary testing. These tests were designed to ensure fairness when...
What to do if you don’t like the retirement plan you offer your employees?

What to do if you don’t like the retirement plan you offer your employees?

by The Peppermint Team | May 11, 2022 | Employee Retention

  Retirement planning is not easy, and the current economic downturn and global pandemic did not make it any easier. As a small-medium business owner with existing retirement plans, we applaud you for providing retirement benefits for your employees. However,...
7 Powerful Employee Retention Statistics and Why They Matter to Your Small Business

7 Powerful Employee Retention Statistics and Why They Matter to Your Small Business

by The Peppermint Team | May 4, 2022 | Employee Retention

  Employee retention is no simple matter. It’s an important part of running a small business. After all, how would you be able to grow your business and clientele if you’re a one-man team or if you’re constantly needing to find new people to fill the gaps in your...
Why are retirement plans important for SMBs?

Why are retirement plans important for SMBs?

by The Peppermint Team | Apr 29, 2022 | Understanding Retirement Plans

As a small-medium business owner, we understand that you might not have the ability to provide impressive benefits like those of Silicon Valley tech firms, VC-backed startups, or Fortune 500 Companies. After all, benefits can dent your bottom line, especially when...
Many US States Are Mandating SMBs Offer Retirement Plans: How to Prepare and Comply

Many US States Are Mandating SMBs Offer Retirement Plans: How to Prepare and Comply

by The Peppermint Team | Apr 25, 2022 | Employer Advice

Many states are starting to require businesses–even smaller businesses with as few as 5 employees–to participate in a state-sponsored retirement plan (generally an IRA), unless they already offer an employer-sponsored plan, in response to what is being...
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Recent Posts

  • What is ACP and ADP discretionary testing and why should I care?
  • What to do if you don’t like the retirement plan you offer your employees?
  • 7 Powerful Employee Retention Statistics and Why They Matter to Your Small Business
  • Why are retirement plans important for SMBs?
  • Many US States Are Mandating SMBs Offer Retirement Plans: How to Prepare and Comply

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