We are here for you and your team
every step of the way.
We don’t disappear after enrollment day. We kick off your financial wellness program
with presentations on subjects that are pertinent to your retirement plan
Session 1
- Your Peppermint Pooled Employer Plan (Details of the PEP)
- Allocation Review
(Overview of the value
of allocation
& diversification)
Session 3
- Equities and Bonds
(Overview of general investment options) - Opening an
Investment Account
(Steps to open an additional acccount)
Session 3
- Retirement &
Taxable Accounts
(Differences between investment vehicles) - Cash Reserve
(Review of an “appropriate cash reserve”)
Session 4
- Financial Planning
(Planning for key events- college, mortgages, etc.) - Legacy Planning
(Introduction to
wills/trusts and
long-term planning)
Finance Fridays
Monthly one-on-one “Question and Answer sessions available to all employees on the first Friday of each month. During these informal, virtual conversations the employee has a chance to individually discuss specific questions and finance-related topics with a partner from Grey Fox Wealth Advisors
SMB Retirement Programs: Pooled Employer Plans 101
SMB Retirement Programs: Pooled Employer Plans 101 According to a survey by Aflac, 75% of employees expect their company to provide a retirement plan as part of their benefits package. Now, if you’re a small business owner looking for ways to attract and retain top...
401k Benefits & Pitfalls for Employers
If you’re considering 401k benefits for your business as you evaluate Pooled Employer Plans (PEPs), you need to know that there are a wide range of options available on the market, and the plan you pick will affect your company’s financial investment and legal risk....
What is a Vesting Schedule?
Having a vested retirement plan is a great employee benefit. But with so many variations, options, and schedules, business owners and employees can struggle to understand what it really means. That’s why we’ve compiled everything you need to know about vesting below....
What Are Hardship Distributions?
If times get tough due to an unexpected expense, you could get some financial relief with a hardship distribution. If you’re a member of an eligible retirement plan (like peppermint), a withdrawal of funds could be possible. But there’s a catch. The IRS outlines...
Safe Harbor and Non-Safe Harbor PEP Options
Thinking of investing in retirement differently? You’re not alone. With better (and more effective) cost-saving measures, Pooled Employer Plans (PEPs) are growing in popularity. But, before you start a new 401k, make sure you understand the different types of PEP...
5 Key PEP Benefits for Employers
The COVID-19 pandemic has employers of all sizes re-evaluating pre-tax retirement savings options. While offering a retirement plan was once too cost-prohibitive or difficult to be viable for small employers, new Pooled Employer Plans (PEPs) offer an easier and better...
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Use the FREE Peppermint calculator to determine costs and compare options