What is ACP and ADP discretionary testing and why should I care?
The Importance of Discretionary Testing: ACP and ADP If you’re a business owner who is interested in offering retirement benefits like a 401k, you may have heard of the words nondiscrimination or...
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Why Retirement Plans Are More Important Than Ever
Saving and investing are critical to achieving your goals and living the life you dreamed of. To retire comfortably, you need to regularly set aside funds to build a nest egg. However,...
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How you can make retirement plans work for your SMB
Have you thought about offering retirement plans for your employees, but weren’t sure if you could afford to - in time or money? Retirement plans, particularly 401ks, can be complicated. It’s easy...
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Retirement Plans for SMBs: What is Vesting?
Understandably, there are a lot of terms that can be confusing when it comes to 401ks and other types of retirement plans. You might be wondering: What is vesting? Vesting refers to...
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The 13 Best Financial Wellness Calculators of 2022
Financial literacy is hard for most people. Knowing all the values and calculations you need is often stressful and more confusing than it should be. We will show you the 13 most...
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Retirement Plans for SMBs: Safe Harbor Plans
If you’re here, it means that you’re considering enrolling your business and your employees in retirement plans…and we applaud you for that! We’re happy to see that you’re considering contributing to helping...
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A Deepdive into PEPs and their Benefits
Setting up a retirement plan for your employees doesn’t have to be complicated. With the creation of Pooled Employer Plans (PEPs)–a plan that allows multiple businesses to join together to cut the...
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Our Official Launch PR – Peppermint’s retirement savings plan makes 401k plans easier and more affordable than ever
Employers of all sizes can now use Peppermint’s simpler solution to set up and administer their retirement benefits
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The Insider’s Guide to Modern Employee Engagement
“Employee engagement” seems to be the go-to catch phrase when it comes to hiring and looking out for employee welfare. But talking about engagement couldn’t be more timely in the midst of...
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What is a Pooled Employer Plan? Everything You Need to Know
Long gone are the days when retirement plans could only be offered by big corporations. Thanks to Pooled Employer Plans (PEPs), retirement plans are more accessible than ever. But what exactly is...